Half your team is stressed about money! Forty-three percent feel it constantly. And 81.8% say it hurts their ability to enjoy life. Your Money Line, 2025.
Financial stress is both common and deeply personal. So the way we address it should be, too.
So, as an HR Leader and Benefits Manager, how can you help?
We recommend starting with a financial wellness survey. A good survey collects data about employees’ money confidence, stress, and benefit usage.
Ideally, you’ll learn who struggles, why it happens, and which resources would help.
A standard benefits survey tells you what people like. A financial wellness survey tells you what people need.
We recommend you run one of these separately from your standard annual surveys. Using our template below, you’ll be able to measure understanding, interest in resources, and whether stress is bleeding into work hours.
The template
We've built a ready-to-use Google Form with all the necessary questions, including demographics, benefits usage, financial confidence, and open-ended feedback.
It takes about 10–15 minutes and keeps responses anonymous.
👉 Make a copy of the survey template here
We recommend you run a baseline each year. Add short pulse surveys after big changes, such as plan updates or a new coaching benefit.
Results into action
You’ll want to link each finding to one change.
- If employees want budgeting help, add a tool that connects accounts and flags waste.
- If employees feel nervous about borrowing, add credit monitoring and education.
- If workers ask for guidance, offer one-on-one financial coaching.
- If security concerns show up, offer identity protection and recovery help.
- If many want help with big choices, add calculators for home buying, saving and debt paydown.
Your Money Line supports these use cases. The platform includes budgeting, credit monitoring, spending insights, identity protection, assessments, and calculators. Employees can also talk to accredited financial coaches for judgment-free help.
Book a demo and try the calculator
Want help turning survey answers into action? Watch a demo of Your Money Line. See how employees get quick wins with budgeting, guidance, and coaching. You can also try our benefits calculator to estimate value for your team.
Resources worth bookmarking
- CFPB Financial Well-Being Scale (for scoring)
- Your Money Line 2025 Report (source of stress stats)
💡 Today’s riddle
I go up when markets crash and down when bonuses hit. Everyone wants less of me, but I show up uninvited. What am I?
Answer: Financial stress
