Just released: The 2026 Annual Employee Financial Behavior Report— Explore the insights> 
Financial Wellness PROGRAM

Change your employees' financial lives

Meet the all-in-one financial wellness program, featuring AI insights plus unlimited 1:1 coaching that rolls out in days and reduces employee money stress fast.

Help your people tackle money challenges, big & small

All-In-One Money App

Make money easy

Help employees see their financial reality, set goals, and learn how to improve.

1:1 financial guidance

Provide expert help

Give employees unlimited access to a certified personal money coach.

complete financial wellness

Show you care

Increase employee satisfaction with a life-changing benefit everyone can use.
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One benefit that does it all

budgeting & INSIGHTS

Know where your money goes

Stop letting your hard earned money walk out the door. Easily track your spending, monitor your budget, and get smart suggestions on where to improve—before things start to add up.

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1:1 FINANCIAL COACHING

Talk to someone who cares

All of our financial guides are Accredited Financial Counselors and or Certified Financial Planner practitioners passionate about eliminating money stress.

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Credit & ID monitoring

Know before your borrow

Credit is key to borrowing money when you need it. Monitor your credit and identity for peace of mind in every aspect of your financial life.

Personalized Podcast

Listen to your money

Stay on top of your money, even when you’re busy. Your 4-minute personalized money podcast looks at your spending, credit, goals, how the news could impact your finances, and more.

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GOALS & ASSESsMENTS

Save for what matters.

Do you have big dreams? Stay motivated with goal tracking, personalized strategies, and encouragement—all based on your money personality.

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Education

Avoid money mistakes

Learn essential money skills at your own pace with hundreds of on-demand courses, videos, worksheets, and articles available only through Your Money Line.

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Tax filing

Get your taxes done for less

File your federal and state taxes, right within YML. With YML user-only pricing, it's cheaper (and easier) to check taxes off your list.

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Choosing the right benefit matters

Personalized financial guidance provides lifelong impact to your employees.

1,000+ 5-Star Employee Reviews

Proof that life is better with someone to call

96%

Employees feel 96% more confident in their finances after talking to a YML guide

It's nice to have another human.

"Sometimes it's nice to have another human to share ideas and get a second opinion. That's exactly the way I felt while talking to my guide this morning. Thanks, Your Money Line, for giving me an opportunity for this second opinion!”

I'm so grateful to my company.

"YML financial guides always go above and beyond to provide the best and most complete information, answering questions that I didn't even know I had! Thank you so much - I am so grateful to my company for this benefit!”

Support and answers

"My guide has been nothing but OUTSTANDING! She has provided a ton of info and support to my husband and I walking through PSLF requirements. I know she will always have support and answers for us."

Thank you for responding so quickly

"Wow! So much to consider. I appreciate all your feedback which helps me not to make any sudden decisions. Thank you for responding so quickly. I'm glad I was able to connect with you and receive some very valuable information."

HR Leaders love yml

Better for your people. Easier for you.

HR and business leaders love partnering with YML for financial wellness.

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Let money stress come to our door—not yours.

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Support every employee with a personalized plan.

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Launch company-wide in days–not weeks.

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Keep engagement up with monthly resouces.

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Help people navigate benefits year-round.

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Know exactly what you'll pay with no hidden fees.

A little empathy goes a long way

Give your employees a path to better financial health.

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