Give your employees a financial sidekick

Wave goodbye to employees losing sleep over money. We bring together AI-driven financial guidance, top-notch education, and a helpful human just a text away.

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Our software is the 24/7, intelligent money coach for employees

See all your accounts in one place

Connect 16,000+ types of accounts to track your entire financial life (banking, debt, retirement, investments, and more!) in one convenient and powerful tool

Get AI insights on your money

Benefit from 300+ intelligent suggestions about spending, duplicate charges, changes in subscriptions, savings, unusual charges, and more

Avoid hours of categorizing charges

You don't have to spend hours categorizing expenses to get the tracking and insights you want—we'll do it for you. And if we goof, it's easy to make an edit

Explore scenarios with tools & calculators

Use our propriety Stability Assessment, Debt Paydown, Ideal Budget, Power Percentage®, and other tools to track, calculate, and forecast your financial life

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Benefits leaders are our heroes.
We're here to make your job easier.

Keep a pulse on employee financial health with an aggregate view of company data in our admin dashboard

Increase benefits utilization as we answer questions about and refer employees to the other benefits you already offer.

Trust bank-level security to keep your employee's finances secure and stay up to date with the latest standards in privacy.

FINANCIAL GUIDES

Every employee deserves someone they can talk to about money

Give every employee access to personalized advice from real people. Our team of financial guides exists solely to coach your employees toward healthier financial lives.

Certified experts who have seen a thing or two
Empathetic, personalized coaching
Unlimited access by call, text, email, or chat
100% confidential. No selling anything.
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EDUCATION

A world-class financial education for every employee is just a click away.

We've coached people through financial challenges for two decades, and along the way, we've created hundreds of hours of helpful content to help employees learn essential money skills.

Courses

Following learning paths over time to build skills in major topics like buying a home or navigating a recession.

Stability Academy

Enroll in our long-term, cohorted coaching program with monthly webinars to grow financial stability.

Expert Analysis

Read hundreds of articles and videos from our financial experts to stay up-to-date on relevant money topics. 

Podcast

Join our CEO and our team of experts as they discuss what’s happening in the financial world weekly on our publicly available podcast 

We’re not just a service, we’re a partner.

We're invested in seeing you and your organization drive meaningful impact with YML. Your dedicated Client Success Manager will partner with you to implement YML, engage employees, and see results.
Meet the team
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Don't leave any employee stressed about money.

Money is hard, but our all-in-one financial coaching solution has helped thousands of employee live healthier money lives. We'd love to show you how it works.