Give your employees a financial sidekick

Wave goodbye to employees losing sleep over money. We bring together AI-driven financial guidance, top-notch education, and a helpful human just a text away.

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Our software is the 24/7, intelligent money coach for employees

See all your accounts in one place

Connect 16,000+ types of accounts to track your entire financial life (banking, debt, retirement, investments, and more!) in one convenient and powerful tool

Get AI insights on your money

Benefit from 300+ intelligent suggestions about spending, duplicate charges, changes in subscriptions, savings, unusual charges, and more

Avoid hours of categorizing charges

You don't have to spend hours categorizing expenses to get the tracking and insights you want—we'll do it for you. And if we goof, it's easy to make an edit

Explore scenarios with tools & calculators

Use our propriety Stability Assessment, Debt Paydown, Ideal Budget, Power Percentage®, and other tools to track, calculate, and forecast your financial life

Benefits leaders are our heroes.
We're here to make your job easier.

Keep a pulse on employee financial health with an aggregate view of company data in our admin dashboard

Increase benefits utilization as we answer questions about and refer employees to the other benefits you already offer.

Trust bank-level security to keep your employee's finances secure and stay up to date with the latest standards in privacy.

FINANCIAL GUIDES

Every employee deserves someone they can talk to about money

Give every employee access to personalized advice from real people. Our team of financial guides exists solely to coach your employees toward healthier financial lives.

Certified experts who have seen a thing or two

We've done this before. All of our Guides are Accredited Financial Counselors® and/or Certified Financial Planner™ practitioners, so your employees are in experienced, knowledgeable hands.

Empathetic, personalized coaching

Financial Guides meet employees where they’re at, shame-free, with an individualized approach to financial stability. Employees can also schedule repeatedly with the same guide to build trust.

Unlimited access by call, text, email, or chat

Unlike an EAP or 401k plan, there's no limit to the number of times an employee can contact a guide. We hope they do it a ton! Guides are available by chat, email, text, or phone.

100% confidential. No selling anything.

Every interaction between the guide and the participant is 100% confidential—we only report aggregate data to the employer. And unlike other financial offerings, we don't try to sell employees anything. Our only job is their financial wellness.

EDUCATION

A world-class financial education for every employee is just a click away.

We've coached people through financial challenges for two decades, and along the way, we've created hundreds of hours of helpful content to help employees learn essential money skills.

Courses

Following learning paths over time to build skills in major topics like buying a home or navigating a recession.

Stability Academy

Enroll in our long-term, cohorted coaching program with monthly webinars to grow financial stability.

Expert Analysis

Read hundreds of articles and videos from our financial experts to stay up-to-date on relevant money topics. 

Podcast

Join our CEO and our team of experts as they discuss what’s happening in the financial world weekly on our publicly available podcast 
SUPPORT

More than a service, we’re a partner.

We're invested in seeing you and your organization drive meaningful impact with YML. Your dedicated Client Success Manager will partner with you to implement YML, engage employees, and see results.

Experienced professionals dedicated to your success

Your organization will be paired with a seasoned Client Success Manager who will be your strategic partner, leveraging best practices honed across hundreds of client implementations to ensure a smooth rollout and ongoing program success.

Seamless onboarding dedicated to your needs

We take a highly collaborative approach to onboarding, developing a custom launch plan that utilizes your internal communications to drive maximum employee awareness and adoption, ensuring a successful program rollout.

Proactive support to drive engagement

Your dedicated CSM will partner with you regularly to review metrics, identify optimization opportunities, and implement engaging strategies to keep employees actively using the platform.

Visibility into performance and insights

Access reporting on utilization, trends, and insights to inform your communications and incentive programs, ensuring continuous improvement of your financial wellness initiatives.

Don't leave any employee stressed about money.

Money is hard, but our all-in-one financial coaching solution has helped thousands of employee live healthier money lives. We'd love to show you how it works.
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