Financial wellness, simplified
Hate talking about money?
Start thinking like a millionaire.
At Your Money Line, we believe you shouldn’t have to pay an arm and a leg for a personalized financial plan. Free to you through your employer, YML helps you:
Smart budgeting
See where your money goes in real-time.
Say goodbye to the dreaded budget spreadsheet. Quickly see where your money is going and how much you have left to spend.
1:1 Financial coaching
Create a plan that works for you.
Financial Guides meet you where you’re at, shame-free, with an individualized approach to help you reach financial stability.
Spending Insights
Watch your spending.
Stop wasting money. Get intelligent suggestions about your spending, duplicate charges, unexpected subscription fees, savings, unknown charges, and more.
credit monitoring
Track and build better credit.
Monitor your credit report, check for possible credit fraud, and learn how to improve your score (& borrowing power).
24/7 education
Learn what you didn't in high school
Learn essential money skills at your own pace with hundreds of on-demand courses, videos, worksheets, and articles.
quizzes & Tools
Crunch numbers, get results for free.
Other online calculators and money tools sell your information to creditors. Our calculators and assessments are 100% safe & confidential.
One app with everything your employees need.
We talk money so you don't have to.
100% Confidential
Let money stress come to our door–not yours.
Certified guides only.
Support every employee with a personalized plan.
No selling, ever.
Unlike other financial offerings, we don't try to sell employees anything. Our only job is their financial wellness.
Empathy on every call.
We meet employees where they’re at with a shame-free, individualized approach to financial stability.
Change the financial life of your employees:
Built-in employee programming
Our team provides everything from initial onboarding, to regular employee communication, and one-off events so your financial wellness program keeps running smoothly.
Dedicated partner for HR teams
Our team provides everything from initial onboarding, to regular employee communication, and one-off events so your financial wellness program keeps running smoothly.
Robust financial wellness metrics
Measure more than just employee engagement. Understand the real challenges your people face with data you can’t get anywhere else.
Success stories from clients
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Sophie
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Adam
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Mike
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“Thank you for responding so quickly”
"Wow! So much to consider. I appreciate all your feedback which helps me not to make any sudden decisions. Thank you for responding so quickly. I'm glad I was able to connect with you and receive some very valuable information."
Daniella S.
“A knowledgable person just a phone call away”
“It's incredibly helpful to have a knowledgeable person just a phone call away! I appreciate having an unbiased, supportive resource who can help break down complex questions and decisions into manageable pieces.”
William G.
“Thanks so much!”
"I have asked about loan forgiveness many times and my Financial Guide was the first person that has explained to me the difference between the loans. Thanks so much!"
Ajay L.
"I am so grateful to my company"
“YML financial guides always go above and beyond to provide the best and most complete information, answering questions that I didn't even know I had! Thank you so much - I am so grateful to my company for this benefit!”
Annie B.
"It’s such a relief"
It’s such a relief to begin talking to someone about this. To help me know and face my financial realities. Thank you for being clear, concise, kind, and helpful!
Mike J.
“I feel so much more at ease”
“My guide has been patient, kind, and thorough. I feel so much more at ease with her guidance on my budgeting system.”
Margot G.
“Support and answers”
“My guide has been nothing but OUTSTANDING! She has provided a ton of info and support to my husband and I walking through PSLF requirements. I know she will always have support and answers for us."
Jane E.
"It's nice to have another human"
“Sometimes it's nice to have another human to share ideas and get a second opinion. That's exactly the way I felt while talking to my guide this morning. Thanks, Your Money Line, for giving me an opportunity for this second opinion!”
Ryan M.
“Very helpful”
In our quick, 25-minute call, my guide helped point me towards a path to use that surplus to enhance my financial stability and long-term growth. Very helpful.”
Ted J.
"Empathy and helpful advice"
“My guide was wonderful! She has empathy and helpful advice. I didn't feel judged at all. She's so good at what she does. Thank you! Can't wait to chat again.
Ollie D.
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