Is an economic theory that describes why people make the decisions they make about money. Understanding your emotions and how they impact your relationship with money can help you avoid harmful habits and implement healthy ones
Credit and Debt
A system that allows employers to electronically deposit wages directly into an employee’s bank account.
The most common and essential estate planning document is the will. A will, or a last will and testament, is a legal document that describes how you would like your property and other assets to be distributed after your death. A will can also cover other wishes, such as guardianship of dependents and funeral arrangements after death.
A service provided to help individuals manage their money, set financial goals, and create a plan for achieving financial stability.
The ability to understand and effectively use various financial skills, including budgeting, investing, and managing personal finances.
A set of services offered by employers to help employees improve their financial health, manage debt, save for retirement, and reduce financial stress.
Compensation paid to employees who work more than a specified number of hours per week, usually at a higher rate than regular pay.
Describes how often you receive your paycheck. Pay may be received weekly, equalling 52 checks a year; bi-weekly, equaling 26 checks a year; semi monthly, equaling 24 checks a year; or monthly, equaling 12 checks a year.
The automatic withdrawal of funds from an employee's paycheck for taxes, benefits, or other contributions, such as retirement savings or insurance premiums.
Employer-provided programs designed to help employees improve their financial knowledge and decision-making skills.
