Financial Wellness FOR PUBLIC SECTOR

Financially support the people who serve your community

Give public-service and nonprofit employees personalized support for everyday finances and student loan forgiveness, helping them make the most of every paycheck and benefit without adding work for HR.
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We know when budgets are tight, every benefit has to work harder.

Make money easy

Personalized support helps employees plan spending, pay down debt, build credit, and make progress without judgment.

Turn your benefits into real value

We help employees understand and make the most of the retirement plans, student-loan programs, and other benefits your organization offers.

Support the whole workforce

One benefit meets people across ages, incomes, roles, and life stages.

Supporting employers at every stage of their student loan journey

“I don't understand my student loans.”

Financial Guides
Employees can access easy-to-understand articles and speak with a financial guide for confidential, one-on-one support with student loans, budgeting, debt, and other financial goals.

“What's the best way to pay off my debt?”

Debt Payoff Calculator
Employees can compare payoff strategies, see how extra payments affect their timeline, and build a personalized plan to become debt-free faster.

“What do my loans actually mean?”

Student Loan File Reader
Employees upload their federal student loan file to receive a personalized analysis that explains their loans, identifies repayment and forgiveness opportunities, and recommends next steps.

“Am I eligible for Public Service Loan Forgiveness?”

PSLF Courses & Checklists
Employees can explore articles, webinars, and step-by-step checklists to understand PSLF requirements, determine eligibility, and stay on track toward forgiveness.

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Let student loan stress come to our door—not yours.

Give employees personalized answers without asking your team to become repayment-plan experts.

Reduce one-off questions

Employees get a trusted place to start.

Catch form issues earlier

Guides help employees prepare before certification reaches HR.

Make a hidden benefit visible

Employees see the value of their public-sector career.

One benefit that does it all

budgeting & INSIGHTS

Know where your money goes

Stop letting your hard earned money walk out the door. Easily track your spending, monitor your budget, and get smart suggestions on where to improve—before things start to add up.

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1:1 FINANCIAL COACHING

Talk to someone who cares

All of our financial guides are Accredited Financial Counselors and or Certified Financial Planner practitioners passionate about eliminating money stress.

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Credit & ID monitoring

Know before your borrow

Credit is key to borrowing money when you need it. Monitor your credit and identity for peace of mind in every aspect of your financial life.

Personalized Podcast

Listen to your money

Stay on top of your money, even when you’re busy. Your 4-minute personalized money podcast looks at your spending, credit, goals, how the news could impact your finances, and more.

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GOALS & ASSESsMENTS

Save for what matters.

Do you have big dreams? Stay motivated with goal tracking, personalized strategies, and encouragement—all based on your money personality.

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Education

Avoid money mistakes

Learn essential money skills at your own pace with hundreds of on-demand courses, videos, worksheets, and articles available only through Your Money Line.

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Tax filing

Get your taxes done for less

File your federal and state taxes, right within YML. With YML user-only pricing, it's cheaper (and easier) to check taxes off your list.

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Why student loan guidance matters

Millions of employees are struggling to navigate repayment, forgiveness, and changing federal requirements—creating stress, confusion, and missed opportunities.

FOR mission-driven organizations

Purpose-built support. Public-service-friendly pricing.

Government agencies, school systems, healthcare organizations, and qualifying nonprofits may be eligible for special pricing.

Ask about public sector pricing