💸  Meet YML Plus: The AI-powered financial sidekick for employees. See the overview | Read the blog

Smart & sincere money coaching for employees

The financial wellness benefit that combines AI-powered software with live experts, so your people stress less at home and at work.

We guide your team toward financial wellness and stability

Money is the #1 stress on employees. Financial wellness benefits make a difference.

We work alongside employees AND employers to tackle big challenges.

For Employees

  • Debt and loans
  • Student loan forgiveness
  • Retirement planning
  • Monthly bills & budgeting
  • Financial confidence
  • Major purchases (home, car, etc.)

For Employers

  • Differentiate your talent brand
  • Grow employee loyalty & retention
  • Increase retirement participation
  • Decrease financial & mental stress
  • Improve engagement & productivity
  • Drive greater benefits utilization

Don't take our word for it

“Thank you for responding so quickly”

"Wow! So much to consider. I appreciate all your feedback which helps me not to make any sudden decisions. Thank you for responding so quickly. I'm glad I was able to connect with you and receive some very valuable information."

Daniella S.
YML Participant

“A knowledgable person just a phone call away”

“It's incredibly helpful to have a knowledgeable person just a phone call away! I appreciate having an unbiased, supportive resource who can help break down complex questions and decisions into manageable pieces.”

William G.
YML Participant

“Thanks so much!”

"I have asked about loan forgiveness many times and my Financial Guide was the first person that has explained to me the difference between the loans. Thanks so much!"

Ajay L.
YML Participant

"I am so grateful to my company"

“YML financial guides always go above and beyond to provide the best and most complete information, answering questions that I didn't even know I had! Thank you so much - I am so grateful to my company for this benefit!”

Annie B.
YML Participant

"It’s such a relief"

It’s such a relief to begin talking to someone about this. To help me know and face my financial realities. Thank you for being clear, concise, kind, and helpful!

Mike J.
YML Participant

“I feel so much more at ease”

“My guide has been patient, kind, and thorough. I feel so much more at ease with her guidance on my budgeting system.”

Margot G.
YML Participant

“Support and answers”

“My guide has been nothing but OUTSTANDING! She has provided a ton of info and support to my husband and I walking through PSLF requirements. I know she will always have support and answers for us."

Jane E.
YML Participant

"It's nice to have another human"

“Sometimes it's nice to have another human to share ideas and get a second opinion. That's exactly the way I felt while talking to my guide this morning. Thanks, Your Money Line, for giving me an opportunity for this second opinion!” 

Ryan M.
YML Participant

“Very helpful”

In our quick, 25-minute call, my guide helped point me towards a path to use that surplus to enhance my financial stability and long-term growth. Very helpful.”

Ted J.
YML Participant

"Empathy and helpful advice"

“My guide was wonderful! She has empathy and helpful advice. I didn't feel judged at all. She's so good at what she does. Thank you! Can't wait to chat again.

Ollie D.
YML Participant
Names and identifying details have been changed to protect participant privacy.

Financial stress is costing your business




of the U.S. workforce reports that financial stress impacts their work



Employees who are financially stressed are twice as likely to look for a job elsewhere



of financially stressed workers feel their productivity has been negatively impacted
credit card

1 in 


employees have less than $1000 saved for retirement, and over 50% plan to postpo retirement‍

Ready to bring financial wellness to your team?

Take your wellness offerings to the next level with our software and team of certified financial coaches.
Watch a demo