Financial wellness for employers

The FinFit alternative built around your people

Everyday financial guidance. Every stage of life. From a difficult month to a major milestone, YML brings everyday money tools, practical education, and unlimited certified coaching together to help employees keep moving forward.

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Why choose YML over FinFit?

Help employees build a plan for today and what comes next, without a financial product to sell. YML combines unlimited certified coaching, practical education, and everyday money tools to build financially resilient employees.

What your team gets

Personal guidance

Unlimited 1-to-1 financial coaching

Every Guide AFC® or CFP® certified

Check = verified offered; X = not publicly verified.

Ongoing relationship with an assigned coach

Confidential coaching conversations

Individualized guidance without a required money philosophy

No financial products to sell

Everyday money tools

Bank-connected budgeting

Personalized spending insights

Credit monitoring

Identity monitoring

Weekly podcast recap personalized to your finances

Goal tracking

Money personality quizzes and assessments

On-demand courses, videos, worksheets, and articles

Self-guided financial calculators and projections

Student Loan Reader

PSLF repayment analysis

Federal and state tax filing

Employer support

Dedicated Client Success partner

Onboarding and launch support

Ready-to-use employee communications

Ongoing employee programming and events

Employee engagement reporting

Workforce financial wellness insights

3 reasons to choose YML over FinFit

personalized guidance

No strings attached money coaching

YML has no financial products to sell. Employees get guidance built around their circumstances and goals, keeping their financial well-being at the center of every next step.

Certified Financial Guides

A Guide who gets to know them

Every YML Financial Guide holds an AFC® or CFP® certification. Employees can return to the same Guide through unlimited sessions, building a relationship that grows with their lives and goals.

Everyday money tools

Know where their money goes

Connected budgeting, spending insights, and credit monitoring give employees a clearer view of their finances. They can track everyday spending and spot opportunities to improve.

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One benefit that does it all

1:1 FINANCIAL COACHING

Talk to someone who cares

All of our financial guides are Accredited Financial Counselors and/or Certified Financial Planner practitioners passionate about eliminating money stress.

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budgeting & INSIGHTS

Know where your money goes

Stop letting your hard earned money walk out the door. Easily track your spending, monitor your budget, and get smart suggestions on where to improve—before things start to add up.

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Credit & ID monitoring

Know before your borrow

Credit is key to borrowing money when you need it. Monitor your credit and identity for peace of mind in every aspect of your financial life.

Credit monitoring ID protection

Personalized Podcast

Listen to your money

Stay on top of your money, even when you’re busy. Your 4-minute personalized money podcast looks at your spending, credit, goals, how the news could impact your finances, and more.

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GOALS & ASSESsMENTS

Save for what matters.

Do you have big dreams? Stay motivated with goal tracking, personalized strategies, and encouragement—all based on your money personality.

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Education

Avoid money mistakes

Learn essential money skills at your own pace with hundreds of on-demand courses, videos, worksheets, and articles available only through Your Money Line.

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Tax filing

Get your taxes done for less

File your federal and state taxes, right within YML. With YML user-only pricing, it's cheaper (and easier) to check taxes off your list.

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STUDENT LOAN FILE READER

Make sense of student loans

Upload your federal student loan file to get a personalized analysis. Understand your loans, explore repayment and forgiveness opportunities (PSLF), and get clear next steps.

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Don't take our word for it

Financial stability is very important to employee health and wellness here at Walker. It really impacts other aspects of health. We feel that Your Money Line really provides that piece for us that was missing.

Lori Schneider

VP of Human Resources

Be there for every financial next step.

See YML pricing for unlimited certified coaching, practical money tools, and dedicated support for HR.

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