Employee financial wellness benefit

Put every employee on the path to financial stability today

Give every employee...

  • A place to track credit score, budgets, debt, net worth & more
  • Unlimited 1-on-1 financial coaching sessions
  • Smart AI suggestions on spending and saving
  • Personalized guidance for their unique financial situation

Give employees a 360° view of their financial life

We guide your team to financial health with smart software & empathetic coaching

Powerful software with built-in AI

Give every employee access to software to help them budget, improve their credit, and learn about money. Our AI takes care of the dirty work, like categorizing expenses and flagging duplicate charges!

Unlimited access to certified money pros

Sometimes, it's just nice to talk to a human. Give every employee a personal, unbiased financial coach—available via phone, text, email or chat. There's no limits, no shame, and no selling anything (ever).

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How financial stability works in just three steps

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Why HR & benefits leaders love us

We've spent more than two decades coaching employees through financial challenges and building  world-class financial wellness programs for organizations big and small.

Tangible impact

We’ve helped thousands of employees successfully navigate debt, retirements, housing, budgeting, student loans, and everything in between.

Easy to implement

We make financial wellness simple, from launch to engagement to reporting impact. Your dedicated Client Success Manager is there every step of the way.

Employees want it

Money is the #1 source of employee stress, so it's no wonder financial wellness is a top-requested benefit. Show you care about employee well-being.

Tech with humanity

Money is an emotional topic. That's why we pair our AI-powered software with empathetic human coaches who care deeply about helping your team.

Why benefits leaders choose YML

We actually change financial lives

We’ve helped thousands of employees navigate through financial hurdles

We're easy to implement and drive engagement

Plus your organization will be assigned a dedicate Client Success Manager

We offer a benefit employees want and love

Engaging, attracting, and retaining talent has never been easier

We offer the best of both worlds - AI & Humans

Your employees get access to AI-powered tools and our team of certified financial experts

Read just a few of our 1000+ five-star reviews

We work with HR and benefits leaders across the U.S. to serve hundreds of thousands of employees

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Frequently asked questions

Okay, you're a little intrigued and want to know more? Dive in below.

What is Your Money Line?

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We're a financial wellness benefit that brings together software, certified money coaches, and world-class financial education to help employees find greater financial stability and health.

What makes Your Money Line special?

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Your Money Line was created by Peter Dunn (aka Pete the Planner), who has spent more than 20 years in the industry and is  one of the world's foremost experts on employee financial wellness. Our team of guides all hold degrees or leading certifications on financial planning & coaching.

Do you work with retirement or benefits brokers?

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Yes, we have an extensive partner network that refers clients to Your Money Line for financial wellness. If you're a broker looking to partner, shoot us a note!

Can I use wellness dollars or state funding for YML?

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Oftentimes, yes! Ask your health carrier if you have available wellness dollars to use with your team—financial wellness qualifies! If you're a school, you can often use dollars allocated for teacher retention to offer Your Money Line!

Ready to see why other leading healthcare organizations trust YML?

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