Advanced Planning Solutions, Inc. dba Your Money Line (“YML,” “we,” or “us”) operates yourmoneyline.com (the “Website”) and offers Your Money Line Software (the “Software”) and Your Money Line Financial Guides (the “Professional Service”), collectively referred to as (the “Services”). This Privacy Policy outlines how we collect, use, and protect your personal information when you (the “User”) access or use any content or functionality offered on or through our Services. Users include but are not limited to, visitors to our Website, Participants and Administrators who use our Software, and Participants and Administrators who engage with our Professional Service.
Disclaimer Regarding Financial Advice and Investment Outcomes
IN RESPECT OF THE PROFESSIONAL SERVICE, ANY PROJECTIONS AND OTHER INFORMATION REGARDING THE LIKELIHOOD OF VARIOUS FINANCIAL AND/OR INVESTMENT OUTCOMES PROVIDED BY FINANCIAL GUIDES ARE HYPOTHETICAL IN NATURE, DO NOT REFLECT ACTUAL RESULTS, AND ARE NOT GUARANTEES OF FUTURE RESULTS. RESULTS MAY VARY WITH EACH USE AND OVER TIME. ALL INVESTMENTS INVOLVE RISK, INCLUDING THE LOSS OF PRINCIPAL. THERE CAN BE NO ASSURANCE THAT ANY FINANCIAL STRATEGY WILL BE SUCCESSFUL. YML DOES NOT GUARANTEE THAT THE RESULTS OR OBJECTIVES OF ITS FINANCIAL GUIDE’S ADVICE WILL BE ACHIEVED. YML IS NOT A FIDUCIARY OR INVESTMENT ADVISER WITH RESPECT TO THE PROFESSIONAL SERVICE UNDER ERISA, AS AMENDED, THE INVESTMENT ADVISERS ACT OF 1940, OR OTHER LAW, RULE, OR REGULATION.
We do not provide specific financial investment advice or reviews. Always check with your financial advisor for detailed personal investment guidance. YML does not provide legal or tax advice. Always check with your attorney and tax/accounting professional for detailed personal guidance. Information and resources provided by YML are not intended to replace or supersede that which is provided by your personal financial advisor, attorney, or accountant. YML experts have a limited depth of understanding of the Users situation and the details provided aren't always sufficient or accurate enough to provide help that is actionable by the participant.
Children Under the Age of 18
Our Services are not intended for children under 18 years of age. No one under age 18 may access, use, or provide any information. We do not knowingly collect personal information from children under 18. If you are under 18, do not use our Services.
Information We Collect and How We Collect It
Information We Collect
This policy does not apply to information collected by:
How We Collect this Information
Information You Provide to Us
The information we collect on or through our Services may include:
Information We Collect Through Automatic Data Collection Technologies
As you navigate through and interact with our Services, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:
The information we collect automatically may include personal information, or we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Services and to deliver better and more personalized service, including by enabling us to:
The technologies we use for this automatic data collection may include:
Google has created an “Opt-out Browser Add-on” for Users who wish to use websites while preventing their data from being accessed or used by Google Analytics. If you want to opt out of the features on the Website that rely on Google Analytics, please follow the directions provided by Google here: https://tools.google.com/dlpage/gaoptout/ features
Information We Collect from Third-Parties
How We Use Your Information
Disclosure of Your Information
We do not sell, trade, or rent Users' personal information to others.
We may disclose aggregated information about our Users without restriction.
We may disclose personal information that we collect or you provide as described in this privacy policy:
We may also disclose your personal information:
Choices About How We Use and Disclose Your Information
We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:
We do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way.
How We Protect Your Information
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. We also use Secure Sockets Layer (SSL) protocol to protect information when route between your browser and our Website and Software. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of Services, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. While we have industry-standard security controls in place, we cannot guarantee the security of your personal information transmitted to our Website or Software. Any transmission of personal information is at your own risk.
Updating Your Information
If you are a user who has a registered account with us, you can review and change some of your personal information by logging into the Software and visiting your account details page, or contacting us at the information below.
Changes to Our Privacy Policy
It is our policy to post any changes we make to our privacy policy on this page with a notice that the privacy policy has been updated on the Website. If we make material changes to how we treat our Users’ personal information, we will notify you by email to the primary email address specified in your account and through a notice on the Website. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Website and this privacy policy to check for any changes.
Your Acceptance of These Terms
If you do not agree with our policies and practices, your choice is not to use our Services. By accessing or using the Services you agree to this privacy policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of the Services after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.
Contact Information
To ask questions or comment about this privacy policy and our privacy practices, contact us at:
Info@yourmoneyline.com
9333 N Meridian St Ste 104 Indianapolis, IN 46260
or via phone: 317-708-3054